Built for companies that build the future of recycling. A commercial P&C program designed around BHS's operations, subsidiaries, and global project footprint.
WHY TEAM HAUGEN
Bulk Handling Systems is a global leader in the design, engineering, manufacturing, and installation of Material Recovery Facilities. Founded in Eugene, Oregon in 1976, BHS serves recycling, solid waste, waste-to-energy, wood products, and power generation industries — building some of the largest and highest-performing MRFs in the world, with custom-designed systems delivering material recovery rates in excess of 99%.
BHS doesn't just sell equipment. They engineer complete systems — end-to-end design and long-term performance outcomes — for municipalities, private waste management companies, and recyclers across North America, Europe, and beyond.
The Fit
BHS isn't looking for an order-taker — they need a brokerage that understands industrial manufacturing, project-based work, multi-entity programs, and specialty markets. That's exactly where Team Haugen operates every day.
BHS's original industry was forest products — same as many of our longest-standing clients. We understand manufacturing operations, mill-type exposures, and heavy equipment risk because we live in it daily. We speak their language from day one.
We work extensively with construction and specialty contractors. BHS's field installation work shares many of the same GL, completed operations, and installation floater exposures. We know how to structure those programs correctly.
HUB's national platform gives access to specialty markets, E&S carriers, and MGUs that a local or regional broker can't access. For a company with as many unique exposures as BHS, market access matters — especially for environmental, AI/tech liability, and international coverage.
Four subsidiaries, three states, international operations. HUB has the structure and resources to coordinate a consolidated program across all entities — something that delivers real value both in coverage quality and administrative efficiency.
BHS is a Eugene company — and so is Team Haugen. That local relationship matters. But when BHS needs carrier leverage or specialty coverage, they get all of HUB International behind that conversation.
BHS prides itself on innovation and engineering excellence — they expect the same from their partners. HUB's risk management approach, including loss analysis and carrier-ready underwriting presentations, aligns with how BHS thinks about long-term performance.
Exposure Map
A coordinated read on where BHS's operation creates meaningful P&C exposure — across core lines, project-based work, and the subsidiary footprint.
How Team Haugen Structures the Program
Five structural challenges, one coordinated program response.
Max-AI's robotic sorters are BHS's flagship IP and primary differentiator. They also introduce product-liability and cyber questions standard industrial manufacturing policies weren't written to answer.
We structure product liability and cyber coverage to account for autonomous equipment as a distinct risk class, not a hardware bolt-on. That means evaluating AI-specific product liability language, sizing cyber limits to the business-interruption footprint at client MRFs, and making sure neither coverage is treated as boilerplate.
BHS is not a single-entity operation. Each subsidiary has its own exposure profile; each geography has its own regulatory and carrier reality.
HUB's national platform coordinates consolidated programs across all entities, delivering both coverage consistency and administrative efficiency. One point of contact. One renewal cycle. Program structures sized to the whole operation — not patched together entity by entity.
Field installation at client facilities is where completed-ops and property-in-transit exposures collide. Underlying limits written for a generic industrial manufacturer often don't reflect BHS's actual contract scale.
We size installation floater and umbrella limits to actual contract values BHS is signing, not industry averages. A $150M MRF contract demands an excess tower that reflects the real underlying exposure — and installation floater coverage that stays active through final acceptance, not just delivery.
Nihot (Amsterdam) and project installations beyond North America create foreign liability, international property, and cargo exposures. U.S. domestic policies typically can't cover those operations without specific structure.
HUB's specialty market access includes international program structures — admitted foreign policies or standalone global programs, sized to BHS's actual footprint. We evaluate whether the operation belongs inside a global master or under country-specific admitted placements, based on where the exposure actually sits.
Zero Waste Energy's core business is converting organic waste to biogas. Methane production and storage create a specific environmental exposure profile — and waste-stream work at the Eugene facility adds its own pollution footprint.
Standard GL excludes pollution — we place dedicated pollution liability for ZWE operations and ensure coverage for site exposure at the Eugene facility. That includes operations-and-products pollution and, where appropriate, site-specific environmental impairment coverage tuned to the actual methane and waste-stream activity on the ground.
The Team Behind the Program
A dedicated commercial practice within HUB International Northwest, serving Oregon's industrial, agricultural, and manufacturing operators from Eugene.
SVP, Commercial Lines — Team Haugen Lead
Associate Advisor, Commercial Lines
Associate Advisor, Commercial Lines
Private Client Risk Advisor
Senior Advisor, Commercial Insurance
Private Client Risk Advisor
Private Client Account Manager
Vice President, Workers' Compensation
Workers' Compensation Claims Analyst
Manager II, Workers' Compensation
Insurance Adjuster
Client Services Advisor
CL Sr. Account Manager
CL Account Manager II
CL Account Manager II
CL Account Manager II
Team Haugen is ready to step in with a Eugene-based, engineering-fluent team, full HUB International market access, and a program structure built around BHS's actual operation — all four subsidiaries, every project, every geography.
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